Applying for a
Get a loan online from the comfort of your own home!
There’s no need to drive anywhere to get a logbook loan – we will come to you saving you both time and fuel money!
Here’s how the Application Process works…
Step 1: Discover how much you could borrow…
Finding out is easy:
You can apply for a quote 24 hours a day, seven days a week using the application form on our website.
You can also call us direct on 0800 987 1500 (Mon to Fri: 8.00am to 8.00pm. Saturday: 8.00am to 4.00pm).
To give you an accurate quote you’ll need to answer a few quick questions about your car and circumstances. It won’t take long at all and you’ll have your quote within minutes!
Step 2: Approving your loan…
If you are happy with your quote and want to go ahead you don’t need to complete any applications forms at all!
Just like most loans you’ll need to answer a few questions before you get your cash, but to make life easy we’ll call you at a time that suits you, run through the questions on the phone then fill out all of the paperwork on your behalf!
We will need to carry out a credit check but don’t worry: our check does not penalise people that may have had a little bit of credit difficulty in the past.
Once we’ve completed the credit check some applicants may need to send us a few documents then we’re good to go!
Important: Applicants with a current Debt Management Plan, IVA or that have been declared bankrupt will not pass our credit check.
(Please Note: Even though our credit check is less stringent than others, it may still affect your credit and future lenders may use this when deciding to lend to you. If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies to prevent fraud and money laundering.
Step 3: Get your money!
No need to travel!
We have a network of experienced mobile representatives throughout England and Wales who can meet you at your home, workplace or other suitable location at a time of your choice including evenings and weekends.
After we have received your documents we will arrange for one of our friendly, discreet agents to come and see you. They will view your vehicle to make sure everything is ok and give you the loan paperwork to sign.
As soon as the loan paperwork is signed we will transfer the funds into your account. Any loans signed after 7.30pm will be transferred the next day unless by prior arrangement.
Important: If, for whatever reason you decide to change your mind you have 14 days in which to tell us you want to withdraw from the agreement. If you do inform us that you wish to withdraw, you will have a further 31 days in which to repay the loan advance. You will also have to pay a daily interest charge and a small Bill of Sale registration cost but we will explain this feature to you fully during your application.