Logbook Loans From The UK's No.1 Provider!

Affordable Logbook Loans

Our affordable logbook loans service enables you to borrow money using your car as security - we can offer loans from £200 to £50,000.

New Reduced Rate

We have made our logbook loans even more affordable! We now have one low rate for all our loans providing you with a simple solution – something you’d expect from the UK’s No1 logbook loans company.

No Fees or Early Repayment Charges

All of our loans come with no fees or early repayment charges – just one low interest rate set for the life of your loan so you always know exactly where you are.

60 Minute Loan Pay-Out

You can borrow between £200 and £50,000 secured against your car or vehicle and we could pay out loans within just 60 minutes, subject to affordability checks, making us the perfect choice in an emergency.

Getting your money is as simple as 1,2,3.

  1. Tell us how much you want to borrow.
  2. We will work with you to decide how much you can comfortably afford and
  3. Agree a repayment plan that’s best for you

To make sure we always have your best interests at heart we always follow the CCTA Code of Practice.

Representative example: if you borrow £400 over 12 months at a flat rate of 100% per annum (fixed) with a representative 319.4% APR you will make 12 monthly payments of £66.65 and repay £799.84 in total.

CCTA Logo

Proud to be responsible lenders & members of the CCTA


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We Will

  • Consider customers with poor credit
  • Give you an immediate initial lending decision
  • Payout loans 7 days a week
  • Lend on Cars, Vans, Motorhomes and Commercial vehicles
  • Treat all applications on their own merits
  • Consider loans for most purposes

We Won't

  • Penalise you if you are self-employed
  • Charge you for paying the loan off early
  • Baffle you with jargon
  • Agree a loan that you can’t afford
  • Change the interest rate
  • Keep you waiting – we can payout on the same day
  • Charge additional fees if we write to you
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Logbook Loans Online

Logbook loans are a way of borrowing money using your car to secure a loan. The amount of money we can lend you depends on the value of your vehicle and how much money you can comfortably afford to repay.

Lending is secured against your car using a document known as a Bill of Sale which allows you to keep your car while your logbook loan is being repaid - we just keep hold of the V5 / logbook.

As long as you are named on the v5 registration document (or “logbook”) as the registered keeper of the vehicle and  there is no outstanding finance on it, we can lend you from £500 upwards (subject to a successful application and affordability checks) but it’s important to remember that the money you borrow is secured against your vehicle and you may incur extra charges, impair your credit rating or have your vehicle repossessed if you do not keep up the repayments of your logbook loan secured on it.

Once your loan is repaid, we simply return your vehicle’s logbook to you.

Logbook Loans: Application Process

All applications for logbook loans are treated individually and we always ensure that each customer can afford to repay the money we are lending prior to agreeing the loan. If you wish to borrow money from Mobile Money there are a number of items we will need to see before we can agree to lend you money.

Firstly we need to see proof of your income to ensure your loan is affordable and the vehicle’s logbook (V5 Registration Document) so we can confirm that you are the registered keeper. We will also need to see your passport or driving licence in order to confirm that you are the person named in the documents as well as a recent bill or letter which includes your name and current address.

We must also check that there is a valid MOT certificate and insurance on the vehicle but if you are unable to provide these documents don’t worry, we can avoid delays to your application by getting confirmation online.

Finally, we will need to see your car so we can make sure that we have valued it correctly for you. You can either bring your car / vehicle to your nearest branch or we can arrange for one of our team can come and meet you at a more convenient location.

 

Get your free quote today

 

319.4% APR Representative

The National Lenders with a Local Service

With over 30 branches throughout England & Wales, we offer an open-door policy to guide you throughout the entire lending process...

So you’ll never feel like just another number.

Find your nearest Logbook Loan branch

Straightforward & Stress-Free Service

Financial worry can be stressful, but our friendly advisers are a phone call away for any questions you may have. And that goes for the entire time of your loan.

How Our Loans Work

Over 15 years of Responsible Lending

We’re proud to be a member of the CCTA and operate by a strict Code of Practice. That means we lend responsibly and have been helping people for over 15 years!

Code of Practice CCTA