Get Your Logbook Loan Paid Within Just 60 Minutes of Approval!
Quick and Easy Online Application
We provide same day logbook loans from £500 to £25,000 at 189.9% APR Representative over 18 to 48 months.
Our loans use your car or vehicle as security. Using your car as security means that you can get a better interest rate compared to some other forms of credit.
There are no hidden fees or penalties and we are a direct lender, not a broker and you can apply for our logbook loans online 24/7!
Get your money without leaving the house by following these 3 simple steps:
1: Apply Online or Call Us
Enter Your details at the top of the page and click the ‘Get Your Free Quote’ button.
OR
Call us directly on 0800 987 1500
2: Approve Your Quote
If you are happy with our quote and want to go ahead with your loan our friendly team will help you through the application process…
We even do all the paperwork for you!!
3: Receive Your Money
Once your loan application is completed we will transfer the money straight into your bank account using “Express Electronic Bank Transfer”.
So your cash could be with you in 60 minutes or less!
Will I Qualify For A Logbook Loan?
To secure a loan from Mobile Money you must:
– Live in England or Wales
– Own your car and be named on the logbook (a.k.a. the “V5 Document”)
– Be 18 years old or over
Will My Car Be Suitable For A Logbook Loan?
To be used as security your car must
– Be free (or almost free) of finance
– Have enough value to cover the amount you wish to borrow
– Be taxed, MOT’d and insured
How Much Can You Borrow?
We provide loans secured against cars from £500 to £25,000 over 18 to 48 months.
The amount of money you can borrow depends on the value of your car / vehicle and how much you can comfortably afford to repay – the higher the value of your car, the more money you can potentially borrow but you must be able to afford the cost of the loan repayments in order to have your application approved.
If you cannot get approval for your initial loan amount we may be able to give you a smaller loan with more affordable repayments or we may even be able to find you an alternative lender that does not require security, however our first aim is always to help you get an affordable loan secured against the V5 document of your car or van.
What Are Logbook Loans?
Logbook loans are a convenient way of borrowing money that use your car or vehicle as security.
Using your car as security against your loan allows you to get a better interest rate compared to some other forms of credit. Loans secured against cars / vehicles use a document called a “Bill of Sale”. A Bill of Sale allows you to keep possession of your car while you repay the loan – we simply keep hold of the car’s logbook / V5 document.
The amount of money that you will be able to borrow will depend on how much you can comfortably afford to repay each month. The value of the vehicle being used as security also affects the amount that we can lend you as it must have a enough trade value to cover the amount of credit you are applying for.
Who are Mobile Money?
We are the longest established logbook loans company in the UK with over 19 years’ experience.
Mobile Money are authorised and regulated by the Financial Conduct Authority (FCA) and we always make certain that every loan we provide is suitable and affordable for the customer. As members of the Consumer Credit Trade Association we operate by a strict code of practice and we only lend responsibly.
Our aim is to make sure we provide credit that is affordable and that will be within your budget, even if you may have experienced some credit issues in the past. As the UK’s longest established logbook loans company we know how to help you best when you need us the most.
Topping Up Your Logbook Loan
Even though we ensure that all of our loans are affordable and within our customers’ budgets, sometimes emergencies happen and you may need to borrow more money against your car in the future…
We would not encourage people to borrow money if they don’t need to, but we recognise that sometimes our customers may need our help. As long as the new repayments are affordable, we will try to provide additional money should you ever need it. To borrow more money in the future you must meet the following criteria:
– you must have had your loan for 6 months or more.
– you cannot be more than one repayment behind (referred to as being “one month in arrears”).
As long as we have your permission to contact you, we can keep you up to date with your account and let you know when you are eligible to apply for extra money should the need arise. You can update your marketing preferences here.
We recognise that emergencies occur so we are here to help if they ever need us again.
Customer Service
We are always here to help you. When you take out a logbook loan with us, you will get a dedicated account manager that can answer any questions or queries that you may have in the future.
If you do not want to use our online service, your account manager can keep you up to date with queries like the balance of your account and how long you have left to repay.
We always aim to ensure that our loans are affordable and suitable for your budget, however if you ever experience any issues with your repayments you can give as a call and talk to your account manager in person and they will do their very best to to try and help come up with a suitable solution.
Contacting us is easy…
You can contact us by telephone, email or using our Live Chat facility.
We take data protection very seriously indeed so, just like a bank, we will only discuss the details of your account with YOU and only after we have verified your identity.
If you have any questions about your loan but cannot speak in person, you can visit our Frequently Asked Questions page that may contain the answer you are looking for, or you can use our Live Chat facility and speak directly to one of our friendly, experienced team from your screen.
Our email address can be found on our Contact page along with our postal address should you ever need to write to us or post any documents.
As the UK’s longest established logbook loans company we know how to treat our customers well – as a result, many people choose to use our services again if they ever need to borrow money in the future.