The Cheapest Logbook Loans in the UK

Representative Example: if you borrow £1,000 over 12 months at a flat rate of 42.6% per annum (fixed) with a representative 99.7% APR you will make 12 monthly payments of £118.83 and repay £1,425.96 .

Same Day Logbook Loans

Many of our loans are paid out within just hours of application…some have even been paid out in under 60 minutes. You can borrow from £500 to £25,000 and if we lend you £2000 or under you could collect your loan in cash.

Logbook loans are secured by a “bill of sale” which means you continue to drive your car but legal ownership transfers to us whilst you have the loan. We always discuss our customers’ borrowing needs so we can help as much as possible and to ensure that every loan is affordable and suitable.

The UK's Cheapest Logbook Loans

Our 99.7% APR Representative is the lowest logbook loan rate in the UK and it’s the same rate for everyone, we do not charge higher rates if you are self-employed, a tenant or a non-home owner. This rate will be fixed for the life of your loan so you always know exactly where you are with repayments.

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About Mobile Money Ltd...

We are proud to be a member of the Consumer Credit Trade Association (CCTA) and operate by a strict Code of Practice. We have been providing loans secured against cars for over 15 years and are the UK's No.1 logbook loan company offering the cheapest responsible logbook loans available. Read More...

Applying For A Logbook Loan...

Apply Online or Call us - Our online application form allows you to begin applying from your computer, tablet or mobile. Alternatively you can call us directly for an even quicker response.

Talk to One of Our Team - We think it’s important to talk to our customers and to make sure that you are completely happy that a logbook loan is right for you. We will run through your borrowing needs and double check the details of your vehicle to ensure we have valued it correctly. We will assess the affordability of the loan and, if you are happy, undertake a credit check. If everything is ok, we will provide you with your personal quote and either book you into your local branch or arrange to meet you at a suitable location of your choice to view your vehicle, finalise the paperwork and give you your cash.

Viewing Your Vehicle – When we meet with you, we will go through all the documents and make sure you fully understand the loan arrangement and your responsibilities. Once you are happy with the loan and the documents are signed you can drive away with your car and your cash. If you prefer, we can transfer the funds electronically using a "faster payment transfer" to avoid delays. Read More...

Watch this short video to discover more about Logbook Loans...

Logbook Loans Online

Logbook loans are a way of borrowing money using your car to secure a loan. The amount of money we can lend you depends on the value of your vehicle and how much money you can comfortably afford to repay.

Lending is secured against your car using a document known as a Bill of Sale which allows you to keep your car while your logbook loan is being repaid - we just keep hold of the V5 / logbook.

As long as you are named on the v5 registration document (or “logbook”) as the registered keeper of the vehicle and  there is no outstanding finance on it, we can lend you from £500 upwards (subject to a successful application and affordability checks) but it’s important to remember that the money you borrow is secured against your vehicle and you may incur extra charges, impair your credit rating or have your vehicle repossessed if you do not keep up the repayments of your logbook loan secured on it.

Once your loan is repaid, we simply return your vehicle’s logbook to you.


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99.7% APR Representative