Logbook Loans Paid the Same Day

Representative Example: 99.9% APR Representative (fixed). If you borrow £1,000 over 12 months at an interest rate of 71.30% per annum (fixed) you will make 12 monthly payments of £118.90 with a total amount payable of £1,426.80.

Affordable Logbook Loans Paid Out The Same Day...

You can borrow from £500 to £25,000 over 12 to 48 months and many of our logbook loans are paid out within hours of applying.

The APR of your logbook loan will be fixed and will not change. There are no fees or charges so the maximum APR is 99.9%.

No Fees or Charges

There are absolutely no fees or charges at all when you get a logbook loan from Mobile Money Ltd.

We will make sure that your logbook loan is affordable and suitable and the interest rate will remain the same for the entire life of the loan so you will always know exactly where you are with your repayments.

We'll explain your loan to you clearly and fully before going ahead to ensure that it meets all your needs.


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The UK's First Logbook Loans Company

We were the very first company to offer logbook loans in the UK and we have been providing them for over 17 years making Mobile Money Ltd the longest established logbook lender in the UK.

We are proud to be a member of the Consumer Credit Trade Association (CCTA) and operate by a strict Code of Practice. Logbook loans are secured against vehicles by a “bill of sale” which transfers legal ownership of the vehicle to the lender whilst you repay the loan. You keep and drive your vehicle as normal, we just hold onto the logbook. As soon as you have repaid the loan we will return your logbook to you, the bill of sale will expire and legal ownership transfers back to you. Read More About Us...

Getting a Logbook Loan

Apply Online or Call us - Our online application form allows you to begin applying from your computer, tablet or mobile phone. Alternatively you can call us directly for an even quicker response.

Getting the Right Loan for You - It’s important to make sure that you are completely happy that a logbook loan is right for you. We will answer any questions you may have then provide you with your personal quote. If you wish to proceed we will help you assess the affordability of the repayments then finalise your loan and transfer your funds to you. Alternatively we can arrange to meet at a safe, convenient location of your choice if that is more convenient for you.

Receiving Your Money – When we meet with you we will view your vehicle and run through all the documents to make sure you fully understand the loan arrangement and your responsibilities. Once you are happy with the loan and the documents have been signed we will transfer your money directly into your bank account. Read More...

What Are Logbook Loans?

Logbook loans are a way of borrowing money using your car to secure a loan. The amount of money we can lend you depends on the value of your vehicle and how much money you can comfortably afford to repay.

Lending is secured against your car using a document known as a Bill of Sale which allows you to keep your car while your logbook loan is being repaid - we just keep hold of the V5 / logbook.

As long as you are named on the v5 registration document (or “logbook”) as the registered keeper of the vehicle and  there is no outstanding finance on it, we can lend you from £500 upwards (subject to a successful application and affordability checks).

Once your loan is repaid, we simply return your vehicle’s V5 logbook document to you.

Logbook Loans: Application Process

All applications for logbook loans are treated individually and we always ensure that each customer can afford to repay the money we are lending prior to agreeing the loan. If you wish to borrow money from Mobile Money there are a number of items we will need to see before we can agree to lend you money.

Firstly we need to see proof of your income to ensure your loan is affordable and the vehicle’s Logbook / V5 Registration Document so we can confirm that you are the registered keeper. We will also need to see your passport or driving licence in order to confirm that you are the person named in the documents as well as a recent bill or letter which includes your name and current address.

Finally, we will need to see your car so we can make sure that we have valued it correctly for you. We will arrange for one of our team to meet you at a convenient location.


Get your free quote today


99.9% APR Representative